How to Apply for Delta SkyMiles Platinum American Express Credit Card

Benefits of the Delta SkyMiles Platinum American Express Credit Card

1. Earn Miles Faster

With the Delta SkyMiles Platinum American Express Credit Card, you can earn miles at an accelerated pace. For every dollar spent on eligible purchases directly with Delta, you earn 3X miles. You also earn 2X miles at restaurants, including takeout and delivery, and at U.S. supermarkets. All other eligible purchases earn 1X mile per dollar. To maximize your rewards, focus your spending in these categories, especially on flights and everyday expenses like groceries, to accelerate your mile accumulation.

2. Companion Certificate

Each year upon renewal, cardholders receive a Main Cabin round-trip companion certificate. This benefit allows you to treat a friend or family member to a domestic flight, paying only for their taxes and fees. To get the most out of this perk, plan your travels ahead of time and use the certificate for a flight where companion tickets are usually pricier.

3. Complimentary Delta Perks

Enjoy exclusive Delta travel benefits, including a free first checked bag and Main Cabin 1 priority boarding. These perks not only enhance your travel experience but also save costs. As a tip, make it a habit to travel with checked luggage to fully leverage the free checked bag benefit, especially on longer trips.

4. Status Boost

This card provides an opportunity to earn bonus Medallion Qualification Miles (MQMs) towards Delta Medallion Status. By spending $25,000 in eligible purchases in a calendar year, you earn 10,000 MQMs. For frequent flyers looking to elevate their Delta status, aligning your spending towards this threshold can be a strategic way to achieve status upgrades.

5. No Foreign Transaction Fees

When traveling abroad, rest assured that using this card won’t incur foreign transaction fees, which are typically around 3% with other cards. For frequent international travelers, this benefit can lead to significant savings. Always choose local currency when available to take full advantage of this feature without hidden conversion costs.

VISIT THE WEBSITE TO LEARN MORE

The Delta SkyMiles Platinum American Express Credit Card offers significant advantages for frequent flyers. One of the main attractions is that cardholders can earn SkyMiles with every purchase, allowing them to accumulate rewards quickly. This is especially appealing for those who travel often with Delta, as each dollar spent on Delta purchases rewards them with double the miles. Additionally, the benefit of a free first checked bag is invaluable for families or groups traveling together, as it can save on luggage fees for multiple passengers. Having the freedom to check bags without added costs enhances the travel experience and makes flying with Delta more enjoyable. These features, among others, contribute to the card’s allure and can help cardholders maximize their travel rewards.

Requirements to Apply for the Delta SkyMiles Platinum American Express Credit Card

• Minimum Credit Score: To increase your chances of being approved, you should have a good to excellent credit score, generally a score of 670 or higher. This reflects a history of on-time payments and responsible credit use.
• Income Verification: Although there isn’t a fixed minimum income requirement, you should be prepared to provide documents or information about your annual income, which helps demonstrate your ability to repay any credit card debt.
• Proof of Identification: You’ll need valid personal identification, such as a driver’s license or passport, to confirm your identity during the application process.
• U.S. Citizenship or Resident Status: You must be a U.S. citizen or a legal resident with a valid social security number to apply for the card.
• Credit History: A strong credit history with no recent bankruptcies, defaults, or significant derogatories will support your application, signaling to the issuer that you’re a reliable borrower.

SEE HOW TO GET YOUR DELTA SKYMILES PLATINUM AMERICAN EXPRESS CREDIT CARD

How to Apply for the Delta SkyMiles Platinum American Express Credit Card

Step 1: Visit the American Express Website

Start your application process by visiting the official American Express website. You can easily get there by searching for “Delta SkyMiles Platinum American Express Credit Card” on any search engine or by typing americanexpress.com in your browser’s address bar. Once you’re there, navigate to the credit cards section and look for the Delta SkyMiles cards. This will bring you to the specific page where you can learn more and begin your application.

Step 2: Click on Apply Now

On the Delta SkyMiles Platinum card page, you will notice a button labeled Apply Now. Click this to start your application. This will direct you to a form that requires your personal information like your name, address, social security number, and annual income. Ensure to fill out this information accurately as it will determine your eligibility for the card.

Step 3: Review the Terms and Conditions

Before submitting your application, take a moment to review the terms and conditions provided. It’s important to understand the interest rates, fees, and rewards associated with the card. Look for any promotional offers such as bonus miles or waived fees for the first year. Being informed will help you make a wise financial decision.

Step 4: Submit Your Application

Once you have filled out all the necessary information and reviewed the terms, go ahead and submit your application. The system will process your information, and you should receive a decision relatively quickly, often within a few minutes. In some cases, additional verification might be necessary, which could extend the processing time.

Step 5: Receive Your Card

If approved, you will receive your Delta SkyMiles Platinum American Express Credit Card in the mail within 7 to 10 business days. Upon receiving it, remember to activate it according to the included instructions before starting to use it for purchases. Enjoy earning miles on your travels and other benefits that come with being a cardholder!

LEARN MORE DETAILS ABOUT DELTA SKYMILES PLATINUM AMERICAN EXPRESS CREDIT CARD

Frequently Asked Questions About the Delta SkyMiles Platinum American Express Credit Card

What are the main benefits of the Delta SkyMiles Platinum American Express Credit Card?

The Delta SkyMiles Platinum American Express Credit Card offers several significant benefits for travelers. Cardholders can earn 3 miles per dollar on purchases made directly with Delta, and 2 miles per dollar on restaurants and U.S. supermarkets. You also get the benefit of your first checked bag free on Delta flights for yourself and up to eight companions. Additionally, cardholders receive a Companion Certificate each year upon renewal, and you can enjoy priority boarding, making it easier to find space for your carry-on luggage.

Is there an annual fee for the Delta SkyMiles Platinum American Express Credit Card?

Yes, this card does have an annual fee of $250. It’s essential to consider whether the travel perks and rewards outweigh this fee. If you frequently fly with Delta and take advantage of the benefits, the savings on checked baggage and the annual Companion Certificate can quickly offset the cost.

How does the Companion Certificate work with this credit card?

The Companion Certificate is a valuable perk that becomes available each year when you renew your card. It allows cardholders to receive a domestic, main cabin round-trip companion ticket. This means you pay the government-imposed taxes and fees, which are typically minimal. This benefit can save you a significant amount of money, especially on longer domestic flights or busy travel seasons.

Do I earn miles for all purchases made with the Delta SkyMiles Platinum American Express Credit Card?

Yes, you earn miles on every purchase. You earn 1 mile per dollar on all other eligible purchases that don’t fall into the higher earning categories. This allows you to accumulate miles even when you’re not traveling or dining out, bringing you closer to future travel rewards.

What is the interest rate for the Delta SkyMiles Platinum American Express Credit Card?

The card’s interest rate, also known as the Annual Percentage Rate (APR), varies based on the prime rate and your creditworthiness. As of the latest update, the variable APR ranges from 20.74% to 29.74%. It’s always a good idea to pay off your balance in full each month to avoid high-interest charges and make the most of the card’s travel benefits.

Linda Carter

Linda Carter is a writer and financial expert specializing in personal finance and financial planning. With extensive experience helping individuals achieve financial stability and make informed decisions, Linda shares her knowledge on the our platform. Her goal is to empower readers with practical advice and strategies for financial success.